Citibank CD

Citi offers a range of CDs that range from 3 months to 5 years. You can orgder order it online and all you need to get started as a new customer to get one is a physical address in the US, date of birth and social security number according to citi.com. It also offers security of FDIC insurance up to the limit as well as laddering options

Citi CD Features:

It offer term lengths from 3 months to 5 years with CDs with terms less than 1 year interest paid monthly or at maturity.

CDs can be renewed automatically at maturity for the same term you initially selected.

Citi also offers ladder cds Instead of depositing your money in a single CD, you can  divide your funds into several CDs with different term lengths (commonly referred to as a “ladder” CD ).

Citi Cds Vs other Citi related products 

Citigroup, the parent of Citi currently also has a Citigroup stock as well as corporate bonds , such as the "Citigroup Inc 13/23" that matures in 2023 with a coupon of 3.500% in USD currency. Note its Yield to Maturity/Running yield will vary. Whilst these bonds don't have a government guarantee by the FDIC up to the limit, they are considered less risk than shares.

Citibank CD Interest Rates

Account Details APY Updated

Citibank Discussion

  • Q: what is the penalty charge for withdraw CD which is not due yet?

    Reply Wei Lu from United States
  • Q: MY GRANDMA LEFT ME A CD AFTER SHE DIED AFTER THAT WERE DOES THE MONEY GO WHAT PART OF THE STATE DO THEY GO

    Reply SOPHIA ZAVALA from United States
  • Q: ON CD S WHAT IS YOUR MIN. DEPOSIT FOR 1 YR -3YRS.? ALSO IS YOUR RATES LOCKED IN FOR THE ENTIRE TERM OF THE CD?

    Reply RAY from Raleigh, United States
Featured US Savings and Deposit Accounts
CIT Bank
Savings Account
2.20 % APY
Open Account
American Express National Bank
Savings Account
1.90 % APY
Open Account
Capital One
CD 60 Months
1.60 % APY
Open Account
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches