USA Credit Card Interest Rates

Provider Rate Type
Navy Federal Credit Union Platinum Credit Card

Rate indicated is based on the Platinum credit card product and has a variable APR based upon creditworthiness and has no annual fee.

8.24% - 18.00%
-Apply
Aug 2019
Star One Credit Union Visa Platinum Best Rate Credit Card

Rate indicated is based on the VISA Platinum Best Rate Card product with no annual fee

8.75%-12.75%
-Apply
Aug 2019
USAA Rate Advantage Visa Platinum Card

Same Rate on Purchases, Cash and Transfers

9.15% to 26.15%
-Apply
Aug 2019
BECU Visa Credit Card

It offers no annual fee and your rate depends on your creditworthiness

9.15%
-Apply
Aug 2019
Security Service Power MasterCard Credit Card

Rate indicated is based on the Security Services Power MasterCard product and has a variable purchase APR depending on creditworthiness.

9.49% - 18.00%
-Apply
Aug 2019
SECU Visa Credit Card

Rate indicated is based on the Visa Credit Card product with no annual fee

9.75%
-Apply
Aug 2019
Golden 1 Credit Union Platinum Rewards Credit Card

Rate indicated is based on the Platinum Rewards Visa product. This card has no annual fee. Offers cash rebates on gas, grocery and restaurant purchases. More details from their website. 

9.79% to 15.79%
-Apply
Aug 2019
SDCCU Visa Platinum Credit Card

Rate indicated is based on the Visa Credit Card product and has a non-variable APR for purchases

9.99%, 12.99%, 14.99%, or 19.99%
-Apply
Aug 2019
SchoolsFirst Inspire Credit Card

Rate indicated is based on the Inspire MasterCard Schoolsfirst CU product with no annual fee.

10.50%
-Apply
Aug 2019
Union Bank Visa Credit Card

Rate indicated is based on the Union Bank Platinum Edition Visa Card product and has $0 annual fee

10.74% to 22.24%
-Apply
Aug 2019

In the United States in regards to credit cards and their associated rates, banks may use a credit scoring as a factor to help determine whether to give a person credit.The legislated Fair Credit Reporting Act (FCRA) gives someone the right to get their credit score from the national credit reporting companies.

FICO Score and Credit Cards

Many lenders and credit card issuers use a FICO score or variation credit score, which is typically a three-digit number that is used as an indicator about the credit worthiness of the customer, that is how likely you are to repay them if they grant you a credit card. Sometimes this score could also be used to set the interest rate you’ll pay for mortgages as well.

What does a FICO score comprise of?


fico score


Featured US Savings and Deposit Accounts
CIT Bank
Savings Account
1.85 % APY
Open Account
American Express National Bank
Savings Account
1.75 % APY
Open Account
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches