Wells Fargo
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Wells Fargo 15 Year Fixed Home Loan


Rate 2.625%
APR 2.896%
Currency USD

The interest rate is based on the interest rate for the 15 year fixed home mortgage product and is not the FHA loan rate. The rate indicated is also based on a refinance of the primary residence of a single family with 1% to pay towards the loan origination charge.  Assumptions for this particular rate as indicated on the Wells Fargo website include a 25% downpayment for a 200,000 loan amount with $4000 of prepaid finance charges that were estimated. 


The rate of 2.625% is 0.67% lower than the average 3.29%. Also it is -2.625 % lower than the highest rate Updated Apr, 2020

on Wells Fargo's secure website

The interest rate is based on the interest rate for the 15 year fixed home mortgage product and is not the FHA loan rate. The rate indicated is also based on a refinance of the primary residence of a single family with 1% to pay towards the loan origination charge.  Assumptions for this particular rate as indicated on the Wells Fargo website include a 25% downpayment for a 200,000 loan amount with $4000 of prepaid finance charges that were estimated. 


The rate of 2.625% is 0.67% lower than the average 3.29%. Also it is -2.625 % lower than the highest rate Updated Apr, 2020

on Wells Fargo's secure website

Rate 2.625%
APR 2.896%
Currency USD

Compare Wells Fargo Home Loan rates

Account Name Rate
Wells Fargo 15-Year Fixed-Rate Jumbo Home Loan 2.625%
Wells Fargo 7/1 ARM Home Loan 3.000%
Wells Fargo 30-Year Fixed-Rate VA Home Loan 3.250%

Compare Home Loan rates in United States

Account Name Rate
Bank of America 15 Year Fixed Mortgage 2.750%
BBVA Compass 30 Year Fixed Mortgage 3.250%
Bank of America 30 Year Fixed Mortgage 3.375%

Wells Fargo Discussion

  • Q: Why would the cost be for me to take a 15 year fixed rate instead of the 30 year mortgage rate that I have on $120,000 mortgage at 3.65

    Reply Hilda from Iowa City, United States
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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches