Synchrony Bank
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Synchrony Bank 6 Month CD Rates


Type Fixed
Rate 1.00%
Currency USD

Website: https://www.synchronybank.com

Authority: Synchrony Bank is a US nationally chartered bank that offers retail savings products on the Internet. It was renamed from GE Capital Retail Bank that had been acquired from MetLife Bank in 2011. Deposits are FDIC insured.

How to open a Synchrony Bank Certificate of Deposit:

You may apply directly online at the website: https://www.synchronybank.com

Call them at 1-866-226-5638 )

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated at their website.

Information on Synchrony Bank 6 Month CD Rates:

While similar to other US banks and credit union providing certificates of deposit, Synchrony CD Rates can be dependent on the monetary policy decisions which are provided by the Federal Reserve or 'The Fed' . When Synchrony Bank sets its 6 Month CD Rates, it may be influenced by current and upcoming monetary policy decisions by the Federal Reserve which are influenced by factors such as inflation/price stability which can therefore affect rates to decrease, increase or be unchanged.

The current Interest Rates indicated is for deposit amounts of over $100,000.

Please note that MetLife Bank accounts have moved to Synchrony Bank.


The rate of 1.00% is 0.23% higher than the average 0.77%. Also it is 1.35 % lower than the highest rate 2.35 Updated Aug, 2019

on Synchrony Bank's secure website

Website: https://www.synchronybank.com

Authority: Synchrony Bank is a US nationally chartered bank that offers retail savings products on the Internet. It was renamed from GE Capital Retail Bank that had been acquired from MetLife Bank in 2011. Deposits are FDIC insured.

How to open a Synchrony Bank Certificate of Deposit:

You may apply directly online at the website: https://www.synchronybank.com

Call them at 1-866-226-5638 )

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated at their website.

Information on Synchrony Bank 6 Month CD Rates:

While similar to other US banks and credit union providing certificates of deposit, Synchrony CD Rates can be dependent on the monetary policy decisions which are provided by the Federal Reserve or 'The Fed' . When Synchrony Bank sets its 6 Month CD Rates, it may be influenced by current and upcoming monetary policy decisions by the Federal Reserve which are influenced by factors such as inflation/price stability which can therefore affect rates to decrease, increase or be unchanged.

The current Interest Rates indicated is for deposit amounts of over $100,000.

Please note that MetLife Bank accounts have moved to Synchrony Bank.


The rate of 1.00% is 0.23% higher than the average 0.77%. Also it is 1.35 % lower than the highest rate 2.35 Updated Aug, 2019

on Synchrony Bank's secure website

Type Fixed
Rate 1.00%
Currency USD

Compare Synchrony Bank Deposit rates

Account Name Rate
Synchrony Bank 60 Month CD Rates 2.80%
Synchrony Bank 1 Year CD Rates 2.50%
Synchrony Bank 2 Year CD Rates 2.50%

Compare 6 month rates in United States

Account Name Rate
TIAA 6 Month CD Rate 2.35%
BOI USA 6 Month CD Rate 2.25%
BMO Harris Bank 6 Month CD 2.10%
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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches