Synchrony Bank
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Synchrony Bank 2 Year CD Rates


Type Fixed
Rate 2.75%
Currency USD

Website: https://www.synchronybank.com

Authority: Synchrony Bank is a US federally chartered bank that offers retail savings & cd products on the Internet. It was renamed from GE Capital Retail Bank that had been acquired from MetLife Bank. Deposits are FDIC insured.

How to open a Synchrony 2  Year Certificate of Deposit:

You may apply directly online at the website: https://www.synchronybank.com

Call them at 1-866-BankMet       ( 1-866-226-5638 )

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated at their website.

Information on Synchrony Bank 2 Year CD Rates:

When deciding the interest rates for their CD rates, Synchrony Bank like other US banks and credit are dependent on monetary policy decisions which are provided by the Federal Reserve or 'The Fed' . 2 Year terms are considered to be a medium or intermediate term investments and when Synchrony sets its 2 year CD rates, it may be influenced by future monetary policy decisions by the Federal Reserve which anticipate future inflation and economic growth in their policy forecasts. In conjunction with monetary policy each banks capital requirements and profit margins highly influence whether consumer interests rates for CDs decrease, increase or be unchanged.

The current interest rate displayed is for deposit amounts of over $100,000.

MetLife Bank deposit accounts have moved to GE Capital Retail Bank (Now Synchrony Bank).


The rate of 2.75% is 1.35% higher than the average 1.4%. Also it is 0.05 % lower than the highest rate 2.80 Updated Oct, 2018

on Synchrony Bank's secure website

Website: https://www.synchronybank.com

Authority: Synchrony Bank is a US federally chartered bank that offers retail savings & cd products on the Internet. It was renamed from GE Capital Retail Bank that had been acquired from MetLife Bank. Deposits are FDIC insured.

How to open a Synchrony 2  Year Certificate of Deposit:

You may apply directly online at the website: https://www.synchronybank.com

Call them at 1-866-BankMet       ( 1-866-226-5638 )

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated at their website.

Information on Synchrony Bank 2 Year CD Rates:

When deciding the interest rates for their CD rates, Synchrony Bank like other US banks and credit are dependent on monetary policy decisions which are provided by the Federal Reserve or 'The Fed' . 2 Year terms are considered to be a medium or intermediate term investments and when Synchrony sets its 2 year CD rates, it may be influenced by future monetary policy decisions by the Federal Reserve which anticipate future inflation and economic growth in their policy forecasts. In conjunction with monetary policy each banks capital requirements and profit margins highly influence whether consumer interests rates for CDs decrease, increase or be unchanged.

The current interest rate displayed is for deposit amounts of over $100,000.

MetLife Bank deposit accounts have moved to GE Capital Retail Bank (Now Synchrony Bank).


The rate of 2.75% is 1.35% higher than the average 1.4%. Also it is 0.05 % lower than the highest rate 2.80 Updated Oct, 2018

on Synchrony Bank's secure website

Type Fixed
Rate 2.75%
Currency USD

Compare Synchrony Bank Deposit rates

Account Name Rate
Synchrony Bank 60 Month CD Rates 3.00%
Synchrony Bank 1 Year CD Rates 2.45%
Synchrony Bank 6 Month CD Rates 1.00%

Compare 2 year rates in United States

Account Name Rate
PenFed 2 Year CD Rates 2.80%
Barclays US 2 Year CD Rates 2.80%
Capital One 2 Year CD Rates 2.80%

Synchrony Bank Discussion

  • Q: Do you have a higher rate for a jumbo cd?

    Reply Lillianlillianharw from Gwynn Oak, United States
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