Regions Bank

Type Fixed
Rate 2.40%
Currency USD

Website: http://www.regions.com

Authority: Regions Bank is a major US bank which operates in 16 states in the midwest and south of the United States with a significant presence in Alabama, Florida and Tennessee. Its CD Deposit Interest products are FDIC insured and has 1,800 bank branches in its branch network.

How to open a Regions Bank Certificate of Deposit:

- You can and file a new account application directly from the bank website on the internet: http://www.regions.com  (Note website is available in both English and Spanish)

- You can also open this account at a local Regions Bank branch. You may find your nearest branch in your current location by visiting the bank website.

- You may decide to call 1-800-REGIONS for more information and assistance on how to apply.

What information you may require for your application to open a Regions CD Account:

This may include but not limited to funding account information (savings/check account number, routing number), email address, driver's license (expiry and issue date, social security number as well mailing address.

Information to consider when opening Regions Bank 1 Year CD Rates:

Regions Bank like other commercial banks when setting its interest rates for CDs (such as one Year CDs) are highly affected by the monetary policy decisions and forecasts of the Federal Reserve (the US central bank) when it attempts to control the money supply and credit availability as it tries to influence the economy. In addition other factors such as net interest margin on deposits, its business model (higher costs as it maintains branches vs. online banks who do not), competitiveness of other banks, funding sources and bank regulation requirements also affect their decision when they decide to increase, decrease or keep CD interest rates the same.

The current CD interest rate below is applicable for Houston, Texas and is for a 12 month/1 year time frame.  The minimum amount for this time deposit with a term of 90 days or more is $500. Please note other rates may apply for different locations.


The rate of 2.40% is 1.03% higher than the average 1.37%. Also it is 0.35 % lower than the highest rate 2.75 Updated Mar, 2019

on Regions Bank's secure website

Website: http://www.regions.com

Authority: Regions Bank is a major US bank which operates in 16 states in the midwest and south of the United States with a significant presence in Alabama, Florida and Tennessee. Its CD Deposit Interest products are FDIC insured and has 1,800 bank branches in its branch network.

How to open a Regions Bank Certificate of Deposit:

- You can and file a new account application directly from the bank website on the internet: http://www.regions.com  (Note website is available in both English and Spanish)

- You can also open this account at a local Regions Bank branch. You may find your nearest branch in your current location by visiting the bank website.

- You may decide to call 1-800-REGIONS for more information and assistance on how to apply.

What information you may require for your application to open a Regions CD Account:

This may include but not limited to funding account information (savings/check account number, routing number), email address, driver's license (expiry and issue date, social security number as well mailing address.

Information to consider when opening Regions Bank 1 Year CD Rates:

Regions Bank like other commercial banks when setting its interest rates for CDs (such as one Year CDs) are highly affected by the monetary policy decisions and forecasts of the Federal Reserve (the US central bank) when it attempts to control the money supply and credit availability as it tries to influence the economy. In addition other factors such as net interest margin on deposits, its business model (higher costs as it maintains branches vs. online banks who do not), competitiveness of other banks, funding sources and bank regulation requirements also affect their decision when they decide to increase, decrease or keep CD interest rates the same.

The current CD interest rate below is applicable for Houston, Texas and is for a 12 month/1 year time frame.  The minimum amount for this time deposit with a term of 90 days or more is $500. Please note other rates may apply for different locations.


The rate of 2.40% is 1.03% higher than the average 1.37%. Also it is 0.35 % lower than the highest rate 2.75 Updated Mar, 2019

on Regions Bank's secure website

Type Fixed
Rate 2.40%
Currency USD

Compare Regions Bank Deposit rates

Account Name Rate
Regions Bank 72 Month CD Rates 0.60%
Regions Bank 2 Year CD Rates 0.20%
Regions Bank 6 Month CD Rates 0.05%

Compare 1 year rates in United States

Account Name Rate
Barclays US 1 Year CD Rates 2.75%
Goldman Sachs 1 Year CD Rates 2.75%
Sallie Mae 1 Year CD Rates 2.75%

Regions Bank Discussion

  • Q: How long do you have to wait before you could take your money out

    Reply Frank from United States
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