Cathay Bank

Cathay Bank 15 Year Fixed Mortgage


Rate 3.375%
APR 3.447%
Currency USD

Loan amounts up to $417,000 and Providing Full Supporting Documentation. 

Home Mortgage example is based on a loan amount of $417,000 and is based on the following conditions:

  • The property is a single family purchase transaction used as your primary residence.
  • The down payment towards the property is 20% (40% for Investment Plus Program and 30% for Home Mortgage Plus).
  • Income and assets are documented and are sufficient to qualify(Income stated for Investment Plus Program and Home Mortgage Plus).
  • There will be no subordinate financing behind the newly created 1st Mortgage.
  • Rate and points are based on 45-day lock period in California, Nevada, Texas and Washington and a 60-day lock period in Illinois, Massachusetts, New Jersey and New York for all Conforming and Jumbo loans. Lock period is 21 days for all Investment Plus loans.
  • Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a mortgage loan originator. Other restrictions may apply.
  • Due to various federal, state and local requirements, our mortgage products are only available in California, Illinois, Massachusetts, New Jersey, Nevada, New York, Texas and Washington State.
  • The monthly payment amount displayed includes principal and interest only. The payment amount does not include homeowner�s insurance or property taxes.
  • Credit subject to Cathay Bank approval.

The rate of 3.375% is 0.83% lower than the average 4.2%. Also it is 1.875 % lower than the highest rate 5.25 Updated Feb, 2019

on Cathay Bank's secure website

Loan amounts up to $417,000 and Providing Full Supporting Documentation. 

Home Mortgage example is based on a loan amount of $417,000 and is based on the following conditions:

  • The property is a single family purchase transaction used as your primary residence.
  • The down payment towards the property is 20% (40% for Investment Plus Program and 30% for Home Mortgage Plus).
  • Income and assets are documented and are sufficient to qualify(Income stated for Investment Plus Program and Home Mortgage Plus).
  • There will be no subordinate financing behind the newly created 1st Mortgage.
  • Rate and points are based on 45-day lock period in California, Nevada, Texas and Washington and a 60-day lock period in Illinois, Massachusetts, New Jersey and New York for all Conforming and Jumbo loans. Lock period is 21 days for all Investment Plus loans.
  • Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a mortgage loan originator. Other restrictions may apply.
  • Due to various federal, state and local requirements, our mortgage products are only available in California, Illinois, Massachusetts, New Jersey, Nevada, New York, Texas and Washington State.
  • The monthly payment amount displayed includes principal and interest only. The payment amount does not include homeowner�s insurance or property taxes.
  • Credit subject to Cathay Bank approval.

The rate of 3.375% is 0.83% lower than the average 4.2%. Also it is 1.875 % lower than the highest rate 5.25 Updated Feb, 2019

on Cathay Bank's secure website

Rate 3.375%
APR 3.447%
Currency USD

Compare Cathay Bank Home Loan rates

Account Name Rate
Cathay Bank 30 Year Fixed Mortgage 3.875%

Compare Home Loan rates in United States

Account Name Rate
Citibank 30 Year Fixed Mortgage 4.375%
Webster Bank 10 Year Fixed Home Loan 3.275%
USAA 15 Year Fixed Rate Home Loan 3.375%
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