Barclays US

Barclays US 1 Year CD Rates


Type Fixed
Rate 2.75%
Currency USD

Website: https://www.banking.barclaysus.com

Authority: Barclays bank is a UK financial services provider that has large brank presense in the UK but an online banking presense only in the US. 

How to open an Barclays Bank Certificate of Deposit

As an online bank, you can open an account directly from their website

What information will Barclays Bank ask from you.

According to its website you are required to provide your personal information such as your first name, last name, social security number, date of birth, country of citizenship, email address, primary phone number, address location (city, state, country), select account type, term and opening deposit. You may be require to verify test deposits. You have the option to fund this account by a check to the address indicated on the website

How are their 1 year CD rates determined

As an online bank with no branch presense across the US, their rates are likely to be higher than incumbent branch based regional banks. Their ability to desire to increase market share and deposit growth could significantly be impacted by how competitive these rates are compared to Wells Fargo, Bank of America, Chase, Citibank and other regional banks such as PNC. They also will have to compete with Synchrony Bank and other online banks who compete for online CD customers. Barclays like other banks in the US is impacted by monetary policy by the US central bank which may also influence potential increases or decreases in future deposit rates.

What information is available about this account

No minimum balance is require and it has FDIC insurance provided up the applicable limit.


The rate of 2.75% is 1.38% higher than the average 1.37%. Also it is the highest rate for this term period 2.75 Updated Mar, 2019

on Barclays US's secure website

Website: https://www.banking.barclaysus.com

Authority: Barclays bank is a UK financial services provider that has large brank presense in the UK but an online banking presense only in the US. 

How to open an Barclays Bank Certificate of Deposit

As an online bank, you can open an account directly from their website

What information will Barclays Bank ask from you.

According to its website you are required to provide your personal information such as your first name, last name, social security number, date of birth, country of citizenship, email address, primary phone number, address location (city, state, country), select account type, term and opening deposit. You may be require to verify test deposits. You have the option to fund this account by a check to the address indicated on the website

How are their 1 year CD rates determined

As an online bank with no branch presense across the US, their rates are likely to be higher than incumbent branch based regional banks. Their ability to desire to increase market share and deposit growth could significantly be impacted by how competitive these rates are compared to Wells Fargo, Bank of America, Chase, Citibank and other regional banks such as PNC. They also will have to compete with Synchrony Bank and other online banks who compete for online CD customers. Barclays like other banks in the US is impacted by monetary policy by the US central bank which may also influence potential increases or decreases in future deposit rates.

What information is available about this account

No minimum balance is require and it has FDIC insurance provided up the applicable limit.


The rate of 2.75% is 1.38% higher than the average 1.37%. Also it is the highest rate for this term period 2.75 Updated Mar, 2019

on Barclays US's secure website

Type Fixed
Rate 2.75%
Currency USD

Compare Barclays US Deposit rates

Account Name Rate
Barclays US 5 Year CD Rates 3.10%
Barclays US 2 Year CD Rates 2.80%
Barclays US 6 Month CD Rates 0.65%

Compare 1 year rates in United States

Account Name Rate
Goldman Sachs 1 Year CD Rates 2.75%
Sallie Mae 1 Year CD Rates 2.75%
Bank of Baroda 1 Year CD Deposit Rate 2.75%
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