Website: https://www.associatedbank.com

Authority: A midwest regional bank with a large presense in Wisconsin, Minnesota and Illinois with over 200 branches  

How to open an Associated Bank Certificate of Deposit:

- At their website https://www.associatedbank.com you can make an online application from their CD listing page.

- You may call to open a Deposit Account on 800-236-3209

- You may also personally visit one of their physical locations in Wisconsin, Minnesota and Illinois 

Information on Associated Bank 1 Year CD Rates:

When Associated Bank sets their 12 month CD interest rates which can be considered short term by some definitions, are affected by the Federal Reserve who set the 'fed funds rate'. As a branch based bank it has higher costs than online banks, which would could affect their yield offerings. In addition net interest margins, regulations as well as funding source are also other factors they may influence the rate as well for this bank.

Who deposits with Associated Bank?

They had about 22 billion in deposits in 2017 annual report with deposits by state: 63% from Wisconsin, 30% from Illinois and 7% from Minnesota. Associated indicates that its deposits saw a larger increase by its affinity programs, which have proven to be an effective means of capturing low-cost deposit balances with its affinity-related accounts representing over 40% of its active personal checking accounts

The 12 month indicated rate is a 'preferred' annual rate received with a qualifying Associated checking account.