American Express Bank
2 followers

Type Fixed
Rate 0.60%
Currency USD


Website: http://www.americanexpress.com

Authority: American Express Bank, FSB is a direct bank in the United States. It is part of the international credit cards and charge card payment services company, the American Express Company (Amex). According to the FDIC it is chartered as a Savings Association and regulated by the OCC.

How to open an American Express Bank Certificate of Deposit:

- New customers and existing customers can open this CD account on their website americanexpress.com

- You can contact them by telephone on 1-800-446-6307 for assistance to open up this account.

What information you may require when applying online to open a US American Express CD Account:

For new customers, American Express Bank requires personal information such as your home address, social security number, driver's license number, E-mail , Date of Birth and your name. 

For existing customers it may require your account number from your American Express Savings Account.

Information to consider when for American Express 1 Year CD Rates:

Funds within American Express Bank cd interest bearing accounts are insured by the Federal Deposit Insurance Corporation up to the applicable limit. American Express through its subsidiary bank has a deposit base that broadens its funding sources given the occasional volatility in financial markets. The one year CD products offered by American Express bank can be affected by a number of factors including competition, changes in interest rates (federal reserve policies) and regulatory restrictions.

The interest rate for this 12 month CD account is for a 1 year term requiring as much as $1 minimum.




The rate of 0.60% is 0.6% lower than the average 1.2%. Also it is 2 % lower than the highest rate 2.60 Updated Apr, 2020

on American Express Bank's secure website


Website: http://www.americanexpress.com

Authority: American Express Bank, FSB is a direct bank in the United States. It is part of the international credit cards and charge card payment services company, the American Express Company (Amex). According to the FDIC it is chartered as a Savings Association and regulated by the OCC.

How to open an American Express Bank Certificate of Deposit:

- New customers and existing customers can open this CD account on their website americanexpress.com

- You can contact them by telephone on 1-800-446-6307 for assistance to open up this account.

What information you may require when applying online to open a US American Express CD Account:

For new customers, American Express Bank requires personal information such as your home address, social security number, driver's license number, E-mail , Date of Birth and your name. 

For existing customers it may require your account number from your American Express Savings Account.

Information to consider when for American Express 1 Year CD Rates:

Funds within American Express Bank cd interest bearing accounts are insured by the Federal Deposit Insurance Corporation up to the applicable limit. American Express through its subsidiary bank has a deposit base that broadens its funding sources given the occasional volatility in financial markets. The one year CD products offered by American Express bank can be affected by a number of factors including competition, changes in interest rates (federal reserve policies) and regulatory restrictions.

The interest rate for this 12 month CD account is for a 1 year term requiring as much as $1 minimum.




The rate of 0.60% is 0.6% lower than the average 1.2%. Also it is 2 % lower than the highest rate 2.60 Updated Apr, 2020

on American Express Bank's secure website

Type Fixed
Rate 0.60%
Currency USD

Compare American Express Bank Deposit rates

Account Name Rate
American Express Bank 5 Year CD Rates 1.60%
American Express Bank 2 Year CD Rates 1.50%
American Express Bank 6 Month CD 0.40%

Compare 1 year rates in United States

Account Name Rate
BOI USA 1 Year CD Rate 2.60%
Sallie Mae 1 Year CD Rates 2.55%
Synchrony Bank 1 Year CD Rates 2.50%

American Express Bank Discussion

  • Q: Can I get the 2.30% jumbo cd rate on a business account...Yes or NO please... Thank you

    Reply elizabeth from Fort Lupton, United States
Featured US Savings and Deposit Accounts
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches