Rate indicated is for the Interest Rate for fixed rate mortgages up to $417,000 with 2.000 points. 

Rates are based on the following assumptions:

    - Minimum FICO score of 740

    - The refinance of a single family, primary residence

    - Loan amount of $140,000

    - Maximum Loan-to-Value of 75%

    - Average fees of $1,347. Other fees not affecting the APR may apply

    - A 60-day rate lock-in period

    - 0.5 point discount for participating in our automatic payment program which requires automatic payment deduction from an eligible Fifth Third account.**

Rate indicated is the interest rate based on a 90% or less loan-to-value.

Rate indicated is a fixed rate for first mortgage loans conforming

The information provided assumes the purpose of the loan is to purchase a property, assuming a 20% down payment and a loan amount of $100,000. The property is an existing single family home and will be used as a primary residence. An escrow account may be required. Payments quoted do not include taxes and insurance and the actual payment obligation will be greater. The rate lock period is 60 days and the assumed credit score is 740. Your guaranteed rate will depend on various factors including loan product, credit profile, property value, occupancy, loan size, etc. To learn more about these programs and many others, please contact a Gate City Bank Mortgage Loan Officer.

10 yr fixed rate with a 80% LTV and FICO>=740.

Rate indicated is the 'Conventional Fixed-Rate Mortgage' Interest Rate.

Maximum loan amount is $417,000. Rate indicated is the Fixed Conforming Loan Interest Rate with 1.250 points.

Interest Rates are based on a 30-day commitment and assure property is a single family residence.