Website: https://www.synchronybank.com

Authority: Synchrony Bank is a US nationally chartered bank that offers retail savings products on the Internet. It was renamed from GE Capital Retail Bank that had been acquired from MetLife Bank in 2011. Deposits are FDIC insured.

How to open a Synchrony Bank Certificate of Deposit:

You may apply directly online at the website: https://www.synchronybank.com

Call them at 1-866-226-5638 )

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated at their website.

Information on Synchrony Bank 6 Month CD Rates:

While similar to other US banks and credit union providing certificates of deposit, Synchrony CD Rates can be dependent on the monetary policy decisions which are provided by the Federal Reserve or 'The Fed' . When Synchrony Bank sets its 6 Month CD Rates, it may be influenced by current and upcoming monetary policy decisions by the Federal Reserve which are influenced by factors such as inflation/price stability which can therefore affect rates to decrease, increase or be unchanged.

The current Interest Rates indicated is for deposit amounts of over $100,000.

Please note that MetLife Bank accounts have moved to Synchrony Bank.